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Jewelry Financing at Mullen Jewelers

Layaway

If you're the "plan ahead" type, then layaway might be perfect for you! Make payments at your convenience, until it's paid in full. No interest, no credit checks required, available online or in-store.

In-Store Financing

We offer a wide variety of in-store financing options. We always offer 12 months interest free with approved credit, and work with 4 different lenders, who accept a range of credit scores.

Online Financing

We are proud to offer two different online financing options with our partners Affirm, and Paypal Credit. Both lenders offer a variety of options based on your situation. You can quickly apply for these at checkout.

Get Pre-Approved


Our main online lender, Affirm, now offers a pre-approval option with NO AFFECT on your credit score. Quickly see if you qualify risk free by clicking below. Please note this approval is online only cannot be used in-store at this time. Keep reading to see our in-store options.

Interest Free Financing


In-store we are happy to offer two different interest free financing lenders, Well's Fargo and Commenity. Both lenders offer 6 or 12 months interest free depending on your credit, and the amount of purchase. We often have longer interest-free periods available during promotions too, so check with us for our current offers.

Once approved, you get a Mullen Jewelers credit card for interest free financing on any future purchase you make with your card. We work hard to give you the best financing options available!

Lower Credit Score Options


If your credit history isn't the best, or you're just starting to build your credit, with have options for you too!

We work with Great American, Commenity and Progressive for damaged and no credit check options. Get financing terms from 90 days same as cash, to up to 6 months. A down payment may be required.

If you have any questions, please text us at 508-673-2251 or use the website chat. We will do everything we can to help you afford a ring you'll be proud to give.

It's our promise to you!

Subject to credit check and approval, and a down payment may be required.Payment options depend on your purchase amount. Affirm loans are made by CrossRiver Bank, Member FDIC.